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08-15-2017, 01:59 PM
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Join Date: Feb 2015
Location: Farm land
Posts: 944
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Which bank did you use
The house plans are final, the quotes are coming in, thanks to some great people on here!! now the next big question is......... curious as to what bank most people used for self builds on their dream homes?? I know some banks are easier to deal with than other and looking to hear about your experiences. Also A good mortgage broker would be welcomed information. Thanks in advance. Im in the Edmonton area out by Tofield.
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To each their own, as long as you hunt ethically I respect the weapon you choose! I use both bow/gun
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08-15-2017, 02:06 PM
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Join Date: Jun 2009
Posts: 4,672
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CIBC was the worst nightmare of a pos bank I've ever dealt with.
Moved to a credit union, they've been fantastic.
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Upset a Lefty, Fly a Drone!
"I find it interesting that some folk will pay to use a range, use a golf course, use a garage bay but think landowners should have to give permission for free. Do these same people think hookers should be treated like landowners?" pitw
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08-15-2017, 02:41 PM
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Join Date: Jul 2009
Location: GP AB
Posts: 16,230
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I've dealt with a great broker for 15 years, Rod Minnes. Will PM contact info. Highly recommend him. As for banks, the Big Five are all the same. I've heard good things about ATB.
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'Once the monkeys learn they can vote themselves a banana, they'll never climb another tree.'. Robert Heinlein
'You can accomplish a lot more with a kind word and a gun, than with a kind word alone.' Al Capone
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08-15-2017, 02:43 PM
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Join Date: Apr 2009
Posts: 255
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ATB has been my best experience.
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08-15-2017, 09:53 PM
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Join Date: May 2012
Location: Outside of Onoway
Posts: 821
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I went with TD bank and it was a positive experience. As far as banks go they were good to deal with, pm me and I can forward the lady I dealt with.
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IT'S COMING RIGHT FOR US!!!!!!!
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08-15-2017, 10:24 PM
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Join Date: Oct 2007
Posts: 125
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Mortgage Broker
I'm in the industry and can hook you up with some one that I trust to deal with my family if you'd like. PM me and I'll get you some one that specializes in builds.
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08-16-2017, 07:11 AM
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Join Date: Apr 2012
Posts: 1,103
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Been dealing with RBC from one end of the country to the other for close to 60 years, no problems, excellent service.
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08-16-2017, 09:10 AM
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Join Date: Dec 2008
Location: Near Edmonton
Posts: 15,043
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Best self built mortgage program bar none is the ATB one. I have worked for Royal, BMO and ATB and the ATB self built program wins hands down. Go direct with a ATB loans officer, you DO NOT want a broker in the middle of a self build.
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08-16-2017, 09:47 AM
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Join Date: Mar 2009
Location: Sherwood Park
Posts: 4,319
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what he said. lol. I know a guy 
Quote:
Originally Posted by Dean2
Best self built mortgage program bar none is the ATB one. I have worked for Royal, BMO and ATB and the ATB self built program wins hands down. Go direct with a ATB loans officer, you DO NOT want a broker in the middle of a self build.
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08-16-2017, 05:32 PM
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Join Date: Feb 2015
Location: Farm land
Posts: 944
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Quote:
Originally Posted by Pixel Shooter
what he said. lol. I know a guy |
Apparently you do!! Haha I'll be in touch
Sent from my iPhone using Tapatalk
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To each their own, as long as you hunt ethically I respect the weapon you choose! I use both bow/gun
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08-16-2017, 06:03 PM
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Banned
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Join Date: Nov 2009
Location: High River, AB
Posts: 10,788
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Quote:
Originally Posted by Pixel Shooter
what he said. lol. I know a guy |
Trust me, it works. I've dealt with RBC in High River for many years. The wife knows all of the ladies at the desk. A few months ago, I met and dealt with one of their investment advisors. Turns out he's a biker, not the Harley kind, the other kind. Him and I got to talking about our hobbies and interests. Turns out he needed a new shaft for his motor bike. I cut one on the lathe for him. Didn't charge him, it only cost my a half hour of my time and a small chunk of heat treated 4140. Buddy admires me and is now my best banking friend. It's sometimes not "what you know" but "who you know".
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08-16-2017, 07:09 PM
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Join Date: Apr 2012
Location: Central Alberta
Posts: 2,430
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Western Canadian Bank. They have never done me wrong.
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08-16-2017, 07:34 PM
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Join Date: May 2007
Location: In a house
Posts: 7,778
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Talk to Pixel. He won't screw you around.
I've been with TD and Royal banks my whole life and no issues. Getting tired of bank fees but so is everyone for the most part
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08-16-2017, 11:34 PM
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Join Date: Feb 2009
Posts: 5,119
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They all suck. We literally borrowed money from the hells angels and got a better rate and service.
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08-17-2017, 12:46 AM
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Join Date: Jan 2008
Location: Calgary Perchdance
Posts: 18,869
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The quality of service and perks like interest rate discounts tracks ones credit score/worthiness.
If you have a great credit score let the lender know you know and want a premium deal.
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It is not the most intellectual of the species that survives; it is not the strongest that survives; but the species that survives is the one that is able best to adapt and adjust to the changing environment in which it finds itself. Charles Darwin
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08-17-2017, 09:31 AM
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Join Date: Jul 2009
Location: GP AB
Posts: 16,230
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Quote:
Originally Posted by mooseknuckle
They all suck. We literally borrowed money from the hells angels and got a better rate and service.
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It's all good till you miss a payment..... 
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'Once the monkeys learn they can vote themselves a banana, they'll never climb another tree.'. Robert Heinlein
'You can accomplish a lot more with a kind word and a gun, than with a kind word alone.' Al Capone
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08-17-2017, 10:58 AM
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Join Date: May 2007
Location: Calgary
Posts: 7,509
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I have been pretty much a life long TD customer, although I've dealt with RBC before too. TD treats me OK, well enough that I haven't been angry or frustrated enough to change financial institutions.
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08-27-2017, 08:03 PM
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Join Date: Aug 2016
Posts: 25
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ATB has treated me the best
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08-27-2017, 10:52 PM
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Join Date: Feb 2015
Location: Farm land
Posts: 944
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Thanks everyone I am now in good hands 
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To each their own, as long as you hunt ethically I respect the weapon you choose! I use both bow/gun
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