Issue insuring a cab and chassis truck
Cut a deal with a buddy to buy his 2007 Chev 3500. It is a crew cab with a flat deck on it. Was originally a service truck. He had it fully insured and registered.
I go to insure it today and my broker couldn’t find the VIN in their system. I said well not sure what the problem is, maybe because it is a cab and chassis truck? She ok let me talk to your insurance company. They came back and said because they deem it to be a commercial vehicle, they can only offer me PLPD. Would not even give me comprehensive (all I really care about is PLPD and then theft+hail).
Anyone encountered this before? Maybe time to switch insurance companies? I am with Intact.
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And unlike the clock on the wall at your momma house, I do not have time to hang.
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