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Old 02-09-2017, 10:50 AM
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Dacotensis Dacotensis is offline
 
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Default Truck insurance rate question. Similar comparison only

I think for some reason I'm being over charged.

2004 Silverado 2500 regular cab long box 4x4.
Just about loaded. No leather.

I'm paying around $1300 a year just for this truck with no collision and a $500 deductible. 44 years old clean abstract.

I know a guy with an 06' extended. Otherwise the same truck 50 years old paying about $700 and a guy with an 03' about the same price.

Anyone here have a comparison on the same truck?
Thanks
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Old 02-09-2017, 11:01 AM
whiteout whiteout is offline
 
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I'd say you are overpaying. You're about $300 over what I'm paying for a 2007.5 quad cab (the updated body), full coverage with a ticket.

Who are you with?
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Old 02-09-2017, 11:23 AM
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Dacotensis Dacotensis is offline
 
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Quote:
Originally Posted by whiteout View Post
I'd say you are overpaying. You're about $300 over what I'm paying for a 2007.5 quad cab (the updated body), full coverage with a ticket.

Who are you with?

The agent is Gaetz agencies in Leduc through Wawanesa.

My 96 Sierra quad cab long box dually 4x4 is about $800
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Old 02-09-2017, 11:26 AM
bobtodrick bobtodrick is offline
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Yup, sounds like your being overcharged.
I've 2007 Trailblazer...loaded. PL&PD and collision coming in at $1295.
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  #5  
Old 02-09-2017, 12:34 PM
I_forget I_forget is offline
 
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Ya your paying double what you should. Assuming you're over 25 years old. Try intact or Johnson insurance.
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Old 02-09-2017, 12:38 PM
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Dean2 Dean2 is online now
 
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Time to get a new agent and check around for prices. I have been using Aon Reed for years. I pay about 1/3 to Aviva for almost exactly the same coverage. 4x4 2500 supercab long box- PLPD, comprehensive, no glass or collision, pleasure use. $445/year
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Old 02-09-2017, 12:46 PM
northerntrapper northerntrapper is offline
 
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Default truck insurance

Quote:
Originally Posted by Dacotensis View Post
I think for some reason I'm being over charged.

2004 Silverado 2500 regular cab long box 4x4.
Just about loaded. No leather.

I'm paying around $1300 a year just for this truck with no collision and a $500 deductible. 44 years old clean abstract.

I know a guy with an 06' extended. Otherwise the same truck 50 years old paying about $700 and a guy with an 03' about the same price.

Anyone here have a comparison on the same truck?
Thanks
I'm paying 1026. Same truck as yours, but an extended cab and an LS series.
Full coverage, except glass. Intact Insurance.
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  #8  
Old 02-09-2017, 01:17 PM
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Coiloil37 Coiloil37 is offline
 
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I would say your over paying. Full coverage on my 2010 diesel is $926 a year. PLPD on my jeep is $378. This is through wawanesa.
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  #9  
Old 02-09-2017, 02:15 PM
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06 2500 Cummins Ram Crew cab 4X4. Just collision. My deductible might be 1K?. Paying $600 year through State Farm (Agent is in St Albert)
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  #10  
Old 02-09-2017, 03:23 PM
sgill808 sgill808 is offline
 
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Sounds like an over charge. I'm paying 1000 for a 16 sierra.
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Old 02-09-2017, 05:16 PM
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Quote:
Originally Posted by CNP View Post
06 2500 Cummins Ram Crew cab 4X4. Just collision. My deductible might be 1K?. Paying $600 year through State Farm (Agent is in St Albert)
Doh. No collision.....................PL/PD only
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Old 02-09-2017, 06:21 PM
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EZM EZM is offline
 
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I am same age, 2017 F-150, full coverage except windshield, $1280/yr (no accidents).

We do have other vehicles on the same policy, so I'm assuming it would be a little more if that was the only vehicle I insured maybe.

AllState
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  #13  
Old 02-09-2017, 06:31 PM
MrMister12 MrMister12 is offline
 
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I drive 04 gmc short box extended cab duramax. With collision just under $1100/year. $500 deductible.

Portage la prairie.

Matt
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  #14  
Old 02-09-2017, 06:33 PM
Slicktricker Slicktricker is offline
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I'm $980 a year and $500 deductible
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  #15  
Old 02-09-2017, 06:35 PM
Bourbon Outdoorsman Bourbon Outdoorsman is offline
 
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I pay $86 a month for full coverage front to back and 2 million liability on a 2008 chevy ltz crew cab 2500hd . 2 speeding tickets and 1 30-day suspension for drinking. With myrnam insurance
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  #16  
Old 02-09-2017, 06:46 PM
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MountainTi MountainTi is online now
 
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New Dodge 2500, full coverage, just over $900 a year
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  #17  
Old 02-10-2017, 01:47 AM
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Ice Fishing Maniac Ice Fishing Maniac is offline
 
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Overpaying for sure. I pay just over that for with a sled, quad ,SxS and vehicle, 2 utility trailers and I am in mid 40's.

Your insurance ompany reminds me of an old girlfriend for just after graduation from NAIT and her parents had an insurance company . I was getting hosed huge for a few years.
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  #18  
Old 02-10-2017, 05:36 AM
Rastus Rastus is offline
 
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I was with State Farm for 30 years paying their high rates until they tried to screw me. Went with Wawanesa ,and my truck at that time, was a 2003 F-150. Then went to a 2014 F-150, accident free and my rate went from $1400.00 to $800.00. YOUR choice.
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