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02-09-2017, 10:50 AM
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Join Date: Dec 2008
Location: Sherwood Forest
Posts: 5,176
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Truck insurance rate question. Similar comparison only
I think for some reason I'm being over charged.
2004 Silverado 2500 regular cab long box 4x4.
Just about loaded. No leather.
I'm paying around $1300 a year just for this truck with no collision and a $500 deductible. 44 years old clean abstract.
I know a guy with an 06' extended. Otherwise the same truck 50 years old paying about $700 and a guy with an 03' about the same price.
Anyone here have a comparison on the same truck?
Thanks
__________________
We must reject the idea that every time a law's broken, society is guilty rather than the lawbreaker. It is time to restore the precept that each individual is accountable for his actions.
Ronald Reagan
Either get busy living, or get busy dying!
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02-09-2017, 11:01 AM
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Join Date: Dec 2014
Posts: 940
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I'd say you are overpaying. You're about $300 over what I'm paying for a 2007.5 quad cab (the updated body), full coverage with a ticket.
Who are you with?
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02-09-2017, 11:23 AM
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Join Date: Dec 2008
Location: Sherwood Forest
Posts: 5,176
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Quote:
Originally Posted by whiteout
I'd say you are overpaying. You're about $300 over what I'm paying for a 2007.5 quad cab (the updated body), full coverage with a ticket.
Who are you with?
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The agent is Gaetz agencies in Leduc through Wawanesa.
My 96 Sierra quad cab long box dually 4x4 is about $800
__________________
We must reject the idea that every time a law's broken, society is guilty rather than the lawbreaker. It is time to restore the precept that each individual is accountable for his actions.
Ronald Reagan
Either get busy living, or get busy dying!
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02-09-2017, 11:26 AM
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Banned
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Join Date: Sep 2013
Posts: 3,939
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Yup, sounds like your being overcharged.
I've 2007 Trailblazer...loaded. PL&PD and collision coming in at $1295.
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02-09-2017, 12:34 PM
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Join Date: Jan 2015
Posts: 497
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Ya your paying double what you should. Assuming you're over 25 years old. Try intact or Johnson insurance.
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02-09-2017, 12:38 PM
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Join Date: Dec 2008
Location: Near Edmonton
Posts: 14,973
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Time to get a new agent and check around for prices. I have been using Aon Reed for years. I pay about 1/3 to Aviva for almost exactly the same coverage. 4x4 2500 supercab long box- PLPD, comprehensive, no glass or collision, pleasure use. $445/year
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02-09-2017, 12:46 PM
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Join Date: Sep 2007
Location: Slave Lake, Alberta
Posts: 386
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truck insurance
Quote:
Originally Posted by Dacotensis
I think for some reason I'm being over charged.
2004 Silverado 2500 regular cab long box 4x4.
Just about loaded. No leather.
I'm paying around $1300 a year just for this truck with no collision and a $500 deductible. 44 years old clean abstract.
I know a guy with an 06' extended. Otherwise the same truck 50 years old paying about $700 and a guy with an 03' about the same price.
Anyone here have a comparison on the same truck?
Thanks
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I'm paying 1026. Same truck as yours, but an extended cab and an LS series.
Full coverage, except glass. Intact Insurance.
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02-09-2017, 01:17 PM
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Join Date: Aug 2009
Location: Oz
Posts: 2,117
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I would say your over paying. Full coverage on my 2010 diesel is $926 a year. PLPD on my jeep is $378. This is through wawanesa.
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02-09-2017, 02:15 PM
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Join Date: May 2007
Location: WMU 303
Posts: 8,480
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06 2500 Cummins Ram Crew cab 4X4. Just collision. My deductible might be 1K?. Paying $600 year through State Farm (Agent is in St Albert)
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02-09-2017, 03:23 PM
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Join Date: Jul 2015
Posts: 1,449
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Sounds like an over charge. I'm paying 1000 for a 16 sierra.
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02-09-2017, 05:16 PM
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Join Date: May 2007
Location: WMU 303
Posts: 8,480
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Quote:
Originally Posted by CNP
06 2500 Cummins Ram Crew cab 4X4. Just collision. My deductible might be 1K?. Paying $600 year through State Farm (Agent is in St Albert)
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Doh. No collision.....................PL/PD only
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02-09-2017, 06:21 PM
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Join Date: Jul 2010
Location: Edmonton
Posts: 11,851
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I am same age, 2017 F-150, full coverage except windshield, $1280/yr (no accidents).
We do have other vehicles on the same policy, so I'm assuming it would be a little more if that was the only vehicle I insured maybe.
AllState
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02-09-2017, 06:31 PM
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Join Date: Jan 2014
Posts: 109
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I drive 04 gmc short box extended cab duramax. With collision just under $1100/year. $500 deductible.
Portage la prairie.
Matt
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02-09-2017, 06:33 PM
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Banned
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Join Date: Aug 2016
Posts: 1,338
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I'm $980 a year and $500 deductible
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02-09-2017, 06:35 PM
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Join Date: Dec 2015
Location: Great Plains
Posts: 138
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I pay $86 a month for full coverage front to back and 2 million liability on a 2008 chevy ltz crew cab 2500hd . 2 speeding tickets and 1 30-day suspension for drinking. With myrnam insurance
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02-09-2017, 06:46 PM
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Join Date: Mar 2008
Location: Caroline
Posts: 7,204
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New Dodge 2500, full coverage, just over $900 a year
__________________
Two reasons you may think CO2 is a pollutant
1.You weren't paying attention in grade 5
2. You're stupid
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02-10-2017, 01:47 AM
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Join Date: May 2007
Posts: 3,171
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Overpaying for sure. I pay just over that for with a sled, quad ,SxS and vehicle, 2 utility trailers and I am in mid 40's.
Your insurance ompany reminds me of an old girlfriend for just after graduation from NAIT and her parents had an insurance company . I was getting hosed huge for a few years.
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02-10-2017, 05:36 AM
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Join Date: Mar 2016
Posts: 396
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I was with State Farm for 30 years paying their high rates until they tried to screw me. Went with Wawanesa ,and my truck at that time, was a 2003 F-150. Then went to a 2014 F-150, accident free and my rate went from $1400.00 to $800.00. YOUR choice.
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