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02-07-2019, 04:41 PM
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Join Date: Jul 2009
Location: Olds, Alberta, Canukistan.
Posts: 5,413
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Insurance on an ice fishing shack
Hey guys, I've got a cousin that is putting the finishing touches on an ice fishing shack and is having issues finding someone to insure it. Anyone on here have any suggestions on who to try and contact? The company he currently deals with for his house, etc. hasn't been helpful with this.
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02-07-2019, 04:54 PM
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Join Date: Sep 2013
Location: Calgary
Posts: 1,721
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Call the people that rent shacks on Lesser Slave. Their shacks are insured.
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02-08-2019, 11:04 AM
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Join Date: Jul 2009
Location: Olds, Alberta, Canukistan.
Posts: 5,413
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Quote:
Originally Posted by Habfan
Call the people that rent shacks on Lesser Slave. Their shacks are insured.
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Do you know have a number? Or what the business name is?
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Don't argue with a fool, he'll bring you down to his level and beat you with experience.
Life Member of:
Wild Sheep Foundation Alberta
Wild Sheep Foundation
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02-08-2019, 11:12 AM
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Join Date: May 2011
Location: Edmonton Alberta
Posts: 1,879
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i wonder if they are insured because its a business, incase a customer gets hurt in the shack they rented. Like stepping on a nail ect.
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02-08-2019, 12:12 PM
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Join Date: May 2007
Posts: 4,444
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Quote:
Originally Posted by Ryry4
Do you know have a number? Or what the business name is?
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Google is your friend.
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02-08-2019, 12:58 PM
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Join Date: May 2015
Posts: 381
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Not to be a Debbie, but I dont know if an insurance company would insure an ice shack. I know that if you put your truck through the ice the insurance company will tell you to go fly a kite. Seems like a risky proposition for an insurance company. Who valuates the worth of the shack? In theory a guy could then insure a say, $1,000 shack for $10,000 and then claim it was damaged/burned down etc and look for a settlement of 10G's? But what do I know.
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02-08-2019, 02:07 PM
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Join Date: Sep 2007
Location: Drayton Valley, AB
Posts: 693
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Quote:
Originally Posted by Lowrance Fishburn
Not to be a Debbie, but I dont know if an insurance company would insure an ice shack. I know that if you put your truck through the ice the insurance company will tell you to go fly a kite. Seems like a risky proposition for an insurance company. Who valuates the worth of the shack? In theory a guy could then insure a say, $1,000 shack for $10,000 and then claim it was damaged/burned down etc and look for a settlement of 10G's? But what do I know.
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You should check your insurance company. Mine covers me driving my truck on the ice if something should happen. Found out a couple years ago when I did break through, fortunately only the front wheels and I got pulled out and didn't need to make a claim. Scary!
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02-08-2019, 02:11 PM
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Join Date: Jul 2009
Location: Olds, Alberta, Canukistan.
Posts: 5,413
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Quote:
Originally Posted by SNAPFisher
Google is your friend.
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Thanks for the thoughtful insight.
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Don't argue with a fool, he'll bring you down to his level and beat you with experience.
Life Member of:
Wild Sheep Foundation Alberta
Wild Sheep Foundation
NRA
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02-08-2019, 02:59 PM
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Join Date: Sep 2014
Location: McBride/Prince George
Posts: 14,580
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Quote:
Originally Posted by Lowrance Fishburn
Not to be a Debbie, but I dont know if an insurance company would insure an ice shack. I know that if you put your truck through the ice the insurance company will tell you to go fly a kite. Seems like a risky proposition for an insurance company. Who valuates the worth of the shack? In theory a guy could then insure a say, $1,000 shack for $10,000 and then claim it was damaged/burned down etc and look for a settlement of 10G's? But what do I know.
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Some companies insure going through the ice in your truck.
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02-08-2019, 03:01 PM
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Join Date: Sep 2014
Location: McBride/Prince George
Posts: 14,580
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If you are a business you could probably insure it so you don’t get your butt sued off when someone slips on the ice or burns themselves on the stove. I doubt for vandalism on a private shack not on your property.
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02-08-2019, 04:38 PM
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Join Date: Sep 2013
Location: Calgary
Posts: 1,721
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Quote:
Originally Posted by Ryry4
Do you know have a number? Or what the business name is?
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780 805 9775 I know some people that rented one and it burned to the ground ! All of their things were replaced by insurance. I don’t know if the shack was insured but the contents of the renters definitely was.
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02-08-2019, 05:03 PM
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Join Date: Mar 2009
Location: Edmonton
Posts: 9,677
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Isn't one of our posters a sponsor here with his Slave Lake ice fishing shacks? Could pm him. Can't remember his AO name.
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02-08-2019, 06:30 PM
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Join Date: Jun 2007
Location: calgary
Posts: 3,006
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In the insurance biz and would say you can buy insurance for almost anything if you dig. Talk to a good broker and they should either be able to get it thru either RV insurance or specialty. As mentioned if towing it is part of your truck but the second it is disconnected you have no insurance.
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02-08-2019, 08:08 PM
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Join Date: May 2007
Posts: 4,444
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Quote:
Originally Posted by Ryry4
Thanks for the thoughtful insight.
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Really? Your posting on an internet site and you cannot use Google? How about Google "Lesser Slave Lake Ice Shacks"
Oh look, A video by Brandon. Probably on the ice fishing shack name you are seeking:
https://youtu.be/03yrGxOem4s
Hey look, 2nd in the list of the search. Travel AB. And there is a number to call.
https://www.travelalberta.com/ca/lis...-rentals-7817/
3rd down, A ...ugh... Facebook page with all the info
https://www.facebook.com/Iceshackrentals/
I could keep going but you have a computer,...right?
Point is, they are all businesses and likely have the insurance coverage. Probably what you are looking for and more. Good luck in your `search`
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02-09-2019, 08:39 AM
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Join Date: Mar 2015
Posts: 267
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Give Marie a shout. She works in my office and is also my Mother In Law.
Marie Fairfield
Personal Insurance Advisor
HUB International
Office: 403-301-4792
marie.fairfield@hubinternational.com
She has helped a few people on here with odd ball stuff
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02-09-2019, 04:29 PM
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Join Date: Jul 2009
Location: Olds, Alberta, Canukistan.
Posts: 5,413
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Quote:
Originally Posted by Dave P
Give Marie a shout. She works in my office and is also my Mother In Law.
Marie Fairfield
Personal Insurance Advisor
HUB International
Office: 403-301-4792
marie.fairfield@hubinternational.com
She has helped a few people on here with odd ball stuff
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Thank you sir, appreciate it.
__________________
Don't argue with a fool, he'll bring you down to his level and beat you with experience.
Life Member of:
Wild Sheep Foundation Alberta
Wild Sheep Foundation
NRA
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