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Old 03-26-2023, 01:26 PM
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Sundancefisher Sundancefisher is offline
 
Join Date: Jan 2008
Location: Calgary Perchdance
Posts: 19,150
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Rule of thumb.

2-4 weeks before insurance is due… one should phone the company and confirm the new rate. Then ask what the best rate is. And what the extra best rate is.

Usually price comes down 15-25%.

Person on the phone said they can drop the rate by 15%. Supervisor can approve up to 25%.

Other ways to lower rates is confirming facts. Ensure facts so don’t lose

Not driving to work or lowering kilometres driven to work
Kilometres driven per year
Lowest risk driver is primary driver for most expensive vehicle
Not having collision damage on a car with low black book value
Highest risk youth driver as secondary driver on cheapest vehicle
Removing windshield replacement
Raising deductible

Just asking the person what else can be done to lower the rate.

I have found it’s good to negotiate the rate or at least try.
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