I tend to avoid deeper mud holes and water. At my age it's just simply too much work to get unstuck, and it's a pain in the hind-end to clean the machine at home; after washing all the sticky mud off, which gets as hard as concrete by the time I get home, I then have to wash the whole driveway. I'll go through holes slowly, easy on the throttle, where I know the bottom is hard-packed and the water/mud won't go over my boots, or risk flooding the machine out!
Up here one day last year I saw one machine abandoned (I assume temporarily) in a mud hole so deep the mud was over the seat! From the trail and terrain being all ripped up all around I assume the operator and buddies had tried to extract it but it was too stuck. Why even go into such spots
? Usually there is a trail going around anyway; and if not just go back and find another trail to ride on.
Oh, and usually there's a pile of empty beer cans scattered around too; I don't mind, I take a bag and pick 'em up to return for deposit money. I collect more than enough to put gas in my machine for the year.