Why not buy used? Most aren’t romping the heck out of their pontoon boats anyhow, and even if they do need repair, long as the aluminum pontoons, outboard and overall structure is fine, there’s not much to them. Might need some minor seat repair or a few stains in the carpet. Big deal.
Maybe I don’t get the appeal of having the best boat on the dock, but when it comes to pontoons, I’m not sure how much more personal value I’d get out of a $28,000 lightly used pontoon boat versus the $150,000 one posted above me. Beer tastes the same while floating on either.
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And unlike the clock on the wall at your momma house, I do not have time to hang.
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