Buddy used to have a jon with 20 horse jet. It would move fairly decently with only him and minimal gear. With a 2nd person or lots of gear don't plan on getting anywhere quick but still much better then not having a boat.
If that is all you can afford then start with it for now. It will give you an idea if you want to upgrade in the future or just give up on fishing the river(which is what I would probably do lol).
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