We live in a society where we are bombarded by suggestions of the financial situation we "ought" to have: well heeled and ready to spend.
It is not unintentional and the businesses where we spend money benefit greatly, including banks which are happy to lend, lend, lend....
This is a great reminder of the value of breaking out of the cage of being an overextended consumer, chasing the other overextended "Jones".
It leaves much more time for enjoying things that really matter.