iam not this far yet,my kid is only 2
, small help is ok only if they can stand on their own , no point of helping them get a bigger house if you cant afforded on their own. its better the distribute your $$ to them over time because if they don't know how to manage their money, when they get the lump sum they will **** it all away .
like the saying goes
"You give a man a fish and you feed him for a day. You teach him to fish and you give him an skill that will feed him for a lifetime "