This is one of those very polarizing topics where its about an even split of loaded/unloaded, and both sides firmly entrenched in doing things their way. Personally, much of my time with a gun in the field, the gun is a lever gun. Rifle, a round in the tube & hammer at half cock is my preference. With a shotgun, it's often a lever gun too, but no exposed hammer, so usually no round in the tube
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