It's situational for me. When big game hunting, walking to the stand, it's unloaded. Once in the stand I chamber one safe on. Reverse when I leave. When grousing with a group, open bolt semi .22, and or, open single .410. When I'm by myself stalking the wily ruffie's I'll cruise around loaded safety on.
I do feel much more comfortable with my rifle slung across my shoulder, muzzle pointed down. This puts the trigger behind me (the bolt is in my back a bit, but oh well) and out of reach of stray branches with evil intent.
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Long gone are the times when things were made of wood, and men made of steel.
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