So you have been in one accident and expect to pay cheap insurance, while being part of a high risk group.....
The way the insurance company looks at it.... you are a high risk driver. This comes down to attitude, being under 25, having a good job, making big money etc. etc. etc.
Look at it this way... if you lost you job tomorrow could you survive for 6 months with your lifestyle?
Go look for a 2-3 year old truck from someone who used to be in your situation and then realized that they were living beyond their means.....
Buy a cheaper vehicle and invest $1000 a month for 2 years and have $250,000 at 55 to buy whatever vehicle you want and be able to afford the insurance....
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