We're going to Playa Del Carmen and Cozumel on Friday for about 10 days - been to both before, and other parts of Mexico many times. Never, ever had any issues with safety.
If you don't have young kids or you're not 18-25, get an AirBnB and skip the all inclusive thing.
You can get beautiful fully-equipped condos with rooftop pools, a gym, front desk staff/security and underground parking for $150-$300 per night easily. They're everywhere.
The travel experience of staying off of the resort in 10000x better. You'll eat better food, drink better drinks, and find better places to just sit & people watch while having a coffee.
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