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-   -   Truck insurance for driving on ice (http://www.outdoorsmenforum.ca/showthread.php?t=355955)

35 whelen 12-11-2018 10:47 AM

Truck insurance for driving on ice
 
Looking to change my insurance company which ones do you guys know of that cover you driving on lakes thanks

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Brandonkop 12-11-2018 11:11 AM

Quote:

Originally Posted by 35 whelen (Post 3890604)
Looking to change my insurance company which ones do you guys know of that cover you driving on lakes thanks

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Check the cooperators. You have to get the comprehensive coverage.

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calgarygringo 12-11-2018 12:33 PM

Most actually do with the right the right coverage. Ask your broker to check as many of them really dont know if they do or not and just say no. I am in the biz and hear it a lot.

TROLLER 12-11-2018 01:40 PM

I think most cover under the comprehensive but I don't know if they will pay for the recovery out of the ice, just the repair or right off after you get here out. I say that because I know of one guy who had to pay to get it out. Big bucks.

kevinhits 12-11-2018 01:44 PM

Intact is my insurance company and they cover me....

calgarygringo 12-11-2018 04:32 PM

Most do the whole thing but like I said most so always check to confirm. With all the changes we are dealing with right now in Auto Insurance things change quickly.

pikergolf 12-11-2018 05:14 PM

Quote:

Originally Posted by Brandonkop (Post 3890614)
Check the cooperators. You have to get the comprehensive coverage.

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I wouldn't use those asses to wipe mine.

SamSteele 12-12-2018 07:53 AM

I called All State to ask and they said you were covered with comprehensive.

Regardless what is said on here though, be sure to get it in writing from your broker and don’t just take our word for it.

35 whelen 12-12-2018 09:27 AM

Quote:

Originally Posted by SamSteele (Post 3891319)
I called All State to ask and they said you were covered with comprehensive.

Regardless what is said on here though, be sure to get it in writing from your broker and don’t just take our word for it.

That's right probably be surprised how many guys think they have it and they really don't or what it really covers

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Dave P 12-12-2018 09:32 AM

Quote:

Originally Posted by SamSteele (Post 3891319)
I called All State to ask and they said you were covered with comprehensive.

Regardless what is said on here though, be sure to get it in writing from your broker and don’t just take our word for it.

Correction, Get your broker to get it in writing from the company (if you are not with a direct writer)

SamSteele 12-12-2018 09:52 AM

Quote:

Originally Posted by Dave P (Post 3891385)
Correction, Get your broker to get it in writing from the company (if you are not with a direct writer)



Good point.

I would also check if the coverage covers just the vehicle or the recovery and environmental costs as well.

Savage Bacon 12-12-2018 01:23 PM

Wouldn't you just call it in stolen? Like I parked right there!! I turned around for like 15 seconds and the truck was gone!!


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